See Exactly When You'll Run Out of Cash
A 60-day, day-by-day projection of your cash balance. Know if you can make next payroll before it's too late.
- 60-day projection
- Day-by-day view
- Shortfall alerts
- Real payment data
Cash crises don't wait for month-end.
Your bank balance today tells you almost nothing about whether you can make payroll on the 15th. Monthly cash flow views smooth over the timing gaps that actually kill startups. A founder with $80,000 in the bank and $74,000 payroll due on the 15th faces a simple question: will the $14,000 payment from TechNova arrive by the 14th? Monthly views can't answer this. Daily views can.
RunwayCal's Cash Position Forecast projects your bank balance forward one day at a time for the next 60 days. Every scheduled outflow — payroll, tool renewals, tax deadlines, commitment due dates — appears on the exact day it hits. Every expected inflow is timed based on each client's actual payment history, not assumptions. The result is a deterministic timeline you can audit line by line.
Example: July 14 shortfall
Balance on July 13: $12,400. Payroll of $74,000 due July 15. TechNova payment of $14,000 expected July 18 (44-day average collection speed). RunwayCal flags July 14: projected balance drops to -$61,600 before TechNova pays. Cause: "Payroll of $74K due before TechNova payment arrives." Mitigation: "If TechNova pays by July 25, balance stays positive."
How the forecast is built
The Problem with Monthly Views
Most finance tools show monthly cash flow. But cash crises happen between months. A founder with $80K in the bank and $74K payroll due on the 15th needs to know: will the $14K payment from TechNova arrive by the 14th? Monthly views can't answer this. Daily views can.
How It Works
Starting balance from your Treasury accounts. Scheduled outflows: payroll (bi-monthly), tool billing, tax deadlines, commitment due dates. Expected inflows based on each client's actual payment speed. Day-by-day projection for the next 60 days.
Shortfall Detection
If projected balance drops below zero on any day, RunwayCal flags it immediately. Shows the exact date, the exact cause, and suggests mitigation. Links directly to Scenarios to model alternatives.
Built on Real Data
Uses your actual team salaries, tool costs, and tax deadlines — not AI estimates. Expected inflows based on each client's historical payment speed. Confidence levels: High (3+ on-time payments), Medium (1-2), Low (no history).
When a shortfall is detected, RunwayCal doesn't just alert you — it explains the cause and links directly to Scenarios so you can model alternatives. Delay a hire. Negotiate faster payment terms. Draw on a credit line. See the impact on your daily cash position before you commit.
You control every number. The forecast is deterministic. No AI guessing. No "we think you'll have $X." Instead: "Based on your actual $74K payroll on the 15th and TechNova's average 44-day payment cycle, you'll have $X on July 28." Every figure traces to a source you defined.
What you get at every tier
| Capability | Free | Pro $29/mo | Growth $149/mo |
|---|---|---|---|
| 60-day cash forecast | Preview | ||
| Day-by-day projection | upgrade | ||
| Shortfall detection | upgrade | ||
| Payment speed confidence | |||
| Scenario mitigation links |
Start Tracking Your Cash Position — Free
See your 60-day forecast in minutes. No credit card required.
Related terms:Cash Position Forecast·Shortfall Detection·Collection Speed·Runway