Cash Position Forecast
A day-by-day projection of your bank balance for the next 60 days, showing when cash will run out based on scheduled payroll, tool billing, tax deadlines, and expected client payments.
The cash position forecast projects your balance day by day for the next 60 days.
What is Cash Position Forecast?
A cash position forecast projects your bank balance forward one day at a time for the next 60 days. Unlike monthly cash flow views that smooth over timing gaps, a daily forecast shows exactly when money comes in and goes out.
The forecast starts from your current Treasury balance and layers scheduled outflows (payroll, tool billing, tax deadlines, commitment due dates) on their exact dates. Expected inflows are timed based on each client's historical payment speed, not assumptions.
The result is a deterministic timeline you can audit line by line. When a projected balance drops below zero on any day, shortfall detection flags it with the exact cause and suggested mitigation.
Why it matters
Cash crises don't wait for month-end. A founder with $80K in the bank and $74K payroll due on the 15th needs to know whether a $14K client payment will arrive by the 14th. Monthly views can't answer this. Daily forecasts can.
Knowing the exact day your cash runs out — and why — gives you time to act. Delay a hire. Negotiate faster payment terms. Draw on a credit line. The difference between discovering a shortfall 30 days out versus 3 days out is often the difference between surviving and shutting down.
Example
Balance on July 13: $12,400. Payroll of $74,000 due July 15. TechNova payment of $14,000 expected July 18 (44-day average collection speed). Forecast flags July 14: projected balance drops to -$61,600 before TechNova pays.
How RunwayCal helps
RunwayCal's Cash Position Forecast builds a 60-day daily projection from your Treasury balance, scheduled outflows, and client payment history. Shortfall detection flags negative balances with cause and mitigation suggestions, linking directly to Scenarios for what-if modeling.
Common mistakes
- 1Using monthly averages instead of actual payment dates for inflows and outflows
- 2Assuming all clients pay on the same schedule instead of using per-client collection speed
- 3Ignoring bi-monthly payroll or quarterly tax deadlines in monthly cash flow models
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See exactly when your cash runs out
RunwayCal's 60-day daily forecast shows every inflow and outflow on the day it happens, with shortfall detection built in.
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