Financial Clarity for Small Businesses

You don't need an enterprise tool. You need to know where your money goes.

You run a services firm, agency, product company, or local business. You're not chasing VC money. You're building something sustainable. You need P&L, cash flow visibility, and budget tracking โ€” without the complexity of enterprise accounting tools.

RunwayCal P&L statement view for small business financial planning

The challenge

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Enterprise tools are too much

QuickBooks and Xero are designed for accountants, not business owners. You just want to know where your money goes and how long it lasts.

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Need statements but no bookkeeper

Clients or your bank ask for a P&L. You end up paying $500 for an accountant to produce what should be available instantly.

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Cash flow feels unpredictable

Revenue comes in lumps. You need a clear runway view that factors in committed costs and expected revenue โ€” not just bank balance.

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Growth decisions feel risky

Hiring, a new office, a marketing campaign โ€” these feel like gambles without a way to model the financial impact first.

How RunwayCal helps

P&L and Cash Flow from existing data

No double-entry bookkeeping. Upload your data and RunwayCal generates P&L and Cash Flow statements. Export branded PDFs for your bank or clients.

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P&L statement generated from uploaded financial data with export options

Cash runway in business terms

See months of cash remaining, how each decision extends or shortens your timeline. Runway tracking works for profitable businesses too โ€” not just startups burning cash.

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Runway overview showing months of cash remaining for a small business

Budget tracking that makes sense

Set category budgets. Track actuals automatically. Severity indicators flag when categories exceed thresholds. Drill into individual transactions.

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Budget vs actual tracking with severity-rated variance indicators

35+ currencies, locale-aware formatting

INR lakh grouping, EUR, JPY โ€” set your currency once and see it formatted correctly everywhere. Built for businesses around the world.

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Simple pricing for real businesses.

Core financial tracking is free forever. Founding Access at $199 one-time adds statements, budgets, and exports.

FreeFounding Access โ€” $199 lifetime
See all plans

Financial clarity without the complexity.

See where your money goes โ€” free, in 5 minutes. No accounting degree needed.

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No credit card required ยท Set up in under 5 minutes ยท No finance expertise needed